SBA Loans
- Funds in 45 Days
- $50,000 to $5 Million
- 10 - 25 Year Terms
Our Features
Simple Application
Our simple 15 second online application can get you matched with offers in minutes.
No Minimum FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
Larger Amounts
Get matched with the best financing options with the highest funding amount.
Same Day Funding
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
What Do You Need To Qualify?
3+ Months in Business
You can qualify for our top financing options with as little as 3 months in business.
$60,000 in Annual Gross Sales
Minimum $60,000 in Annual Gross Sales
675+ Credit Score Required
We have financing options for all credit profiles. To qualify for funding from the SBA, a 675+ credit score is required.
Have Questions?
Speak with a Air Drop Loans
Financing Advisor today!
Call Now: (307) 278-1142
Frequently Asked Questions
An SBA Loan is a government backed loan that can be used to start or expand a business. The loan has certain requirements for eligibility, such as size standards, proving the ability to repay the loan and solid business purpose. The SBA works with specific lenders to offer their programs which eliminate the risk from the lender since they are backed by the government.
To learn more about an SBA Loan and if it’s a right fit for your business, complete our 15-second online application to speak with a business financing advisor today.
In order to apply for an SBA loan, you should follow these steps:
- Check your eligibility
- Choose the right program for your business
- Research trusted SBA lenders
- Prepare your documentation
- If you are unsure if your business will qualify for an SBA loan, it’s best to reach out to a trusted lending partner to discuss your options and potential eligibility.
The SBA’s requirements include:
- Good to excellent personal credit
For-profit business - No previous delinquencies on government loans
- Must be in business for at least 3 years
- Must be considered a ‘Small Business’ from the SBA
SBA 7(a) may be available if your business does not meet the minimum time in business or credit score requirements. To learn more complete our 15-second online application today.
A SBA 7(a) loan is the primary product from the SBA. It isn’t a loan directly from the SBA, rather, the SBA helps small business owners secure loans by guaranteeing a portion of the amount borrowed, capping interest rates, and limiting fees. Generally qualified business owners can use a 7(a) for any business purpose.
AirDrop Loans has access to a wide variety of SBA Loans. To explore your options, complete our 15-second online application.
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